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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. Transacting insurance includes any of the following EXCEPT

A) preliminary negotiations.
B) delivering insurance contracts.
C) selling insurance.
D) gathering prospective buyer information.

2. In reference to life insurance in contract law, a person MOST likely will have an insurable interest in insuring a person's life if

A) she has any type of distant family relationship with the insured party.
B) any type of business relationship exists between the insured party and the beneficiary.
C) a financial benefit exists from the continuance of the insured party's life.
D) the interest exists at the time of death rather than at the time the policy is purchased.

3. The insurer will issue to the policyowner, for delivery to each person insured under a group life policy, an individual:

A) certificate.
B) policy.
C) application.
D) rider.

4. The insured is dissatisfied with the handling of a claim. How long does the insured have to bring a lawsuit against the insurer?

A) 3 years
B) 1 year
C) 5 years
D) 7 years

5. An endorsement to an insurance policy that modifies clauses and provisions of the policy is referred to as

A) an attachment.
B) an add-on.
C) a supplement.
D) a rider.

Solutions: