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Real Estate Licensing Virginia-Real-Estate-Salesperson Exam Syllabus Topics:

Real Estate Licensing Virginia Real Estate Salesperson Sample Questions:

1. When the CFPB introduced the new TRID rules integrating RESPA and TILA rules, what two disclosure forms did they mandate lenders provide to borrowers?

A) the Good Faith Estimate and the HUD-1
B) the Loan Estimate and the Closing Disclosure
C) the TILA disclosure and the RESPA disclosure
D) the Settlement Statement and the Loan Disclosure

2. A licensee could be found liable for all of the following EXCEPT:

A) failure to disclose a known latent defect to the buyer
B) failure to disclose a latent defect that the licensee should have reasonably known
C) attempting to conceal a known latent defect
D) failure to disclose an unknown latent defect in an inaccessible location

3. What is a management proposal?

A) a plan a property manager creates for managing a property, including an analysis of the market, financial standing, and operating budget
B) a subdivision plan that includes residential dwellings along with nonresidential real estate
C) a report prepared by the property manager that informs the property owner(s) of their property's expenses, income, and disbursements
D) a budget for variable expenses

4. A form of insurance that protects the policyholder by covering any losses they might incur as a result of theft or fraud by specified individuals is:

A) a fidelity bond
B) a liability bond
C) a risk management bond
D) a security bond

5. Which of the following can be described as a nonexclusive listing agreement that gives multiple brokers (and owners themselves) the right to sell property, and the individual who is considered to have procured the cause of the sale is the one who will receive the commission?

A) net listing
B) exclusive agency agreement
C) exclusive right-to-sell agreement
D) open listing

Solutions: